SETIJAWAN, E.; SUTIYONO, G.; WICAKSONO, G. C.; ARDIYANTI, H.; CHRISTI, P. Formulating Natural Disaster Insurance Scheme for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The International Journal of Financial Systems, [S. l.], v. 1, n. 1, p. 57–82, 2023. DOI: 10.61459/ijfs.v1i1.7. Disponível em: https://www.ojkinstitute.id/index.php/ijfs/article/view/7. Acesso em: 14 oct. 2025.