SERPINA, N.; HAFIDH, E. P.; MELATI, R. Firm-Level Determinants of Agency Channel Performance in Indonesia’s Life Insurance Industry. The International Journal of Financial Systems, [S. l.], v. 3, n. 2, p. 159–182, 2025. DOI: 10.61459/ijfs.v3i2.90. Disponível em: https://www.ojkinstitute.id/index.php/ijfs/article/view/90. Acesso em: 3 mar. 2026.