The International Journal of Financial Systems (IJFS) is a biannual journal that is published by the Indonesia Financial Services Authority (Otoritas Jasa Keuangan/ OJK). Founded with a vision to promote excellence in the financial sector and facilitate the dissemination of cutting-edge knowledge, IJFS is committed to nurturing a dynamic community of researchers, practitioners, policymakers, and scholars in the financial sector.

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Vol. 3 No. 2 (2025)
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